Experience Based Programs
A custom benefits program built for you
Building on the size and strength of our pool, ClearBenefits.ca offers wholesale rates for custom, experience-based plans.

ClearBenefits.ca designs, manages and services experience-based benefits plans, helping you implement the right plan for your business.

Coverage Options

Employee benefit plans can include combinations of:

Catastrophic Benefits:  Insures “Unexpected Events”

• Life Insurance

• Accidental Death & Dismemberment

• Dependent Life

• Optional Life Insurance

• Critical Illness Insurance

• Short Term Disability

• Long Term Disability

• Emergency Travel Medical Assistance

Experience Based Benefits:  Insures usage-based benefits:

• Prescription Drugs

• Health Benefits (Paramedical, medical equipment…)

• Vision Care

• Dental Benefits

• Employee Assistance Programs

Working with businesses of all sizes for over 30 years

Want a Plan solution based on what you need?

Use our Find a Plan Tool to determine what your kind of Benefits your business needs

Some of our Satisfied Customers

Easy set-up. No medical questions required.

put your benefits plan in a superior position, with rate stability normally only available to larger employers

Smilelove gives you the straight-teeth benefits of traditional braces, without the clunky look and expensive price tag. ​For 70% less than braces​, you can straighten your teeth with invisible aligners without having to step foot in a dentist office. Clear Benefits members get a ​best price guarantee​.  

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