Experience Based Programs

A custom benefits program built for you

Building on the size and strength of our pool, ClearBenefits.ca offers wholesale rates for custom, experience-based plans.

ClearBenefits.ca designs, manages and services experience-based benefits plans, helping you implement the right plan for your business.

Coverage Options

Employee benefit plans can include combinations of:

Catastrophic Benefits: Insures “Unexpected Events”

• Life Insurance

• Accidental Death & Dismemberment

• Dependent Life

• Optional Life Insurance

• Critical Illness Insurance

• Short Term Disability

• Long Term Disability

• Emergency Travel Medical Assistance

Experience Based Benefits: Insures usage-based benefits:

• Prescription Drugs

• Health Benefits (Paramedical, medical equipment…)

• Vision Care

• Dental Benefits

• Employee Assistance Programs

Want a solution based on what you need?

Use our Find a Plan Tool to determine what your kind of Benefits your business needs

Understand Your Experience Rated Renewal

Working with businesses of all sizes since 1988

put your benefits plan in a superior position, with rate stability normally only available to larger employers